Small Business Insurance, What Is Covered?

by owner

Category: Blog

small businessIf you own a small business in California, you are busy with plenty of things from your employees to your bottom line. One of the things that no business owner can afford to overlook is proper business insurance. There are plenty of risks a business owner can face, and having the right coverage can make all of the difference.

Risks Small Business Owners Face

  • Employee Injury or Illness
  • Legal Action
  • Slander or Reputation Damage
  • Damage to your Building or Property
  • Damage to Important Documents
  • Commercial Vehicle Accidents
  • And More!

Insurance Coverage for You!

  • Commercial Property
  • General Liability
  • Workers Compensation
  • Umbrella Coverage or Excess Liability
  • Commercial Auto
  • And More!

Having an independent agent is the first step in ensuring your business is protected from these risks at a price that works for you. At SKS we work with companies all over California, Arizona, and Nevada, making us experts in what businesses need. We work with top carriers to determine the best coverage at the best price. Our agents are always available to consult on additional coverage, bundling options, and discounts, so you know you are covered for your unique business.

Without proper insurance coverage you put your business, employees, and reputation at risk. Think about what would happen if a storm caused major damage to your storefront and goods, or an employee sues you for wrongful termination, or someone slips and falls on your property and sues you for negligence, are you financially able to cover those costs. Unfortunately, most small business owners don’t take into consideration some of these risks and in turn put their business in financial danger.

If you want to learn more about small business insurance, a BOP policy of Business owners package that covers the bases, or have any questions about what is covered, our expert agents are always available to help. Let us protect your business so you can focus on growing it! Call us at 877-857-1908 for more information.

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