You may already know that you are liable for accidents that happen to guests (or even trespassers) that come onto your property. Your homeowner’s insurance could have you covered for these accidents, but it is always better to prevent them in the first place. Keeping everyone safe should be your first priority.
Here are some things you should do to make your home safer for anyone who steps foot onto your property.
- Keep your pets contained. YOU know your dog wouldn’t harm a fly, but your guest may be scared anyway. Keep Fido in a safe spot away from visitors who may be afraid or could provoke him in any way. Even if he is not on your property, you will be responsible for any accidents Fido causes to others.
- Repair broken or uneven walking surfaces. Cracked sidewalks, bulging roots, or potholes in the driveway are tripping hazards. Make sure all walkways are even.
- Make sure your property is well lit. Adding sensor lights to your home’s exterior can prevent many unnecessary accidents at night.
- Add railings when needed. Some areas may become slippery in bad weather or are difficult to navigate. Adding a handrail makes anyone’s walk a bit easier to manage.
- Clearly mark stairs. When stairs are painted the same color or are made of the same material, it can sometimes be difficult to maneuver up or down them. Add a contrasting colored strip of paint or reflective tape to the top and front edges to make it easier.
Call us if you have any questions about how to make your home safer for visitors. And let us know if you have any concerns about how your homeowner’s insurance will cover you if something were to go wrong when visitors are at your home.