October 2013 Monthly Archives

  1. Insurance Even a Vampire Would Need

    by owner

    Category: Blog

    Many people walk around under the illusion that they don’t need insurance. Unfortunately, this illusion is a dangerous mirage that can create a perilous financial future for those who buy into it. In order to show you just how necessary insurance is for every individual, let’s talk about vampires. Why Vampires? Okay, so vampires don’t […]

  2. Healthcare Reform is Changing Access to Insurance

    by owner

    Category: Blog

    In 2014, the world of health insurance in the United States is changing drastically due to Healthcare Reform and the Affordable Care Act. For those who haven’t been paying attention to the headlines lately, the Affordable Care Act requires all citizens to be enrolled in a health insurance policy by January 1, 2014, whether it […]

  3. Glossary of Health Insurance Terms

    by owner

    Category: Blog

    The overall idea of health insurance is easy to comprehend, but behind is a complex product that you should understand in order to get the best product for you.  Health Insurance Terminology Benefit: Health insurance benefits are financial terms and parameters of the services that are covered under your health insurance policy.  COBRA: The Consolidated […]

  4. Dos and Do Nots of Life Insurance Planning

    by owner

    Category: Blog

    Life insurance offers an affordable way to leave your heirs with the means to pay off debt, pay college tuition, replace your income, pay funeral expenses and more. Here are some dos and don’ts that can make your life insurance policy purchase decisions much easier to make. Don’t: Only insure the wage-earning spouse.  When a […]

  5. Selecting Beneficiaries for Your Life Insurance Portfolio

    by owner

    Category: Blog

    Beneficiaries are individuals named in your life insurance policy who are entitled to receive funds upon your death. The whole purpose of life insurance is to provide financial assistance to your beneficiaries if you die unexpectedly. However, naming beneficiaries isn’t a simple process. You must choose the correct beneficiaries and follow proper procedures to add […]